Mechanical Breakdown Protection (Extended Warranty) & GAP

FLFCU offers members the ability to protect their auto purchase from costly repairs that may occur beyond the manufacturer’s warranty. A manufacturer’s warranty often falls short of the long-term protection sought by many consumers. In many cases, consumers don’t know what a warranty covers - for example, is the warranty only limited to major components? When does it expire - in 30,000 miles? Many people travel that far in less than 2 years! If you’re a consumer that believes an extended warranty may benefit you, call us at (402) 466-4040 or email us.

  • Our warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem, that's why so many people depend on a warranty. No matter where you travel in the United States, they protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor.  All plans come with a 24 hour/7 days a week Emergency Road Service and Rental Vehicle Assistance.
    • Roadside Assistance
    • Rental Vehicle Assistance
    • Tire Road Hazard
    • Trip Interruption
    *Complete terms and provisions are contained within each Service Agreement.
  • An auto starts depreciating as soon as you buy it, with the most drastic loss occurring when you drive off the lot and the vehicle goes from "new" to "used". The time for you to protect your new asset is now!

    GAP is designed to protect an owner's equity in the event of a total loss of a vehicle.

    The value your insurance company places on your automobile may be less than the amount you owe. Vehicle insurance may not compensate you fully for your loss, but only for what is considered "fait market value" - in many cases that is less than what you will need to pay off your loan. GAP covers that "gap" between your insurance company compensation and your loan balance, allowing you to start fresh with a new vehicle.

    The benefits to you:

    • GAP helps pay off your loan balance if your vehicle is stolen or damaged and deemed a total loss
    • GAP helps clear your credit, allowing you to start fresh with a new vehicle
    • GAP may even cover your insurance deductible, depending on your state
    • GAP claim filing is easy
    FLFCU has partnered with one of the most well known and financially sound insurance companies in the world for its GAP program. GAP coverage can easily be included to your monthly loan payment.

    For more information or to sign up, visit the branch office or call (402) 466-4040 and ask for a loan representative today.
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