Certificates & IRAs

For when just a Savings Account won’t do, First Lincoln Federal Credit Union has other rewarding ways for you to invest your money.

Share Certificates

  • Minimum Balance of $1000.00

  • Available in Terms from 3 Months to 60 Months

  • Higher Rate of Interest Than Other Savings Accounts*

  • Dividends Paid & Compounded Monthly

  • Dividends May Be Added Back To The Certificate or Deposited into Your Share Savings or Checking Account

Individual Retirement Accounts (IRAs)

Investing with an Individual Retirement Account, or IRA, is not only a great way to save for your retirement, but you may get some great tax advantages as well. We have several IRAs from which to choose:

  • Traditional or Roth IRAs**

  • IRA Savings or IRA Share Certificates

IRA Savings Account

  • No Minimum Balance

  • No Administrative Costs or Fees

  • Competitive Variable Interest Rate

  • Multi-Tiered Dividends Paid & Compounded Monthly

IRA Share Certificate

  • Minimum Balance of $1000.00

  • No Administrative Costs or Fees

  • Available in Terms from 3 Months to 60 Months

  • Higher Rate of Interest Than Other Savings Accounts*

  • Dividends Paid & Compounded Monthly

* Share Certificate rates are fixed for the specified term -- a penalty is imposed for early withdrawal.  Fees could reduce earnings on all deposit accounts.
**Always talk to your tax adviser to help you determine which IRA is right for you.